Even with past credit problems, you may still get to ride!
If you've had credit problems in the past, or your credit history isn't sufficient to qualify you for a brand new motorcycle, you could be a candidate for SPARTA's unique "Second Chance ExpressSM" Program. This special program could get you on a high quality used bike, and help you to re-establish your credit at the same time.
The Second Chance ExpressSM Program offers used, low mileage vehicles in excellent condition. Visit the Second Chance Vehicle Listing here at our website and see if there's one for you. It doesn't matter where it's located. If you find a vehicle you like, just visit your nearest Authorized SPARTA Dealer (find your nearest dealer by entering your zip code into the Dealer Locator), and tell the dealer that you're interested in SPARTA's Second Chance ExpressSM Program. The dealer will confirm the availability of the vehicle you've chosen, and you'll complete the necessary application. If you're approved, we'll ship the motorcycle to that dealer for delivery to you as soon as possible - usually within a week to ten days. If your local dealer has a Second Chance vehicle you want, it's possible that you can take delivery of it on the same day.
The credit requirements for the Second Chance ExpressSM Program are more flexible than our standard credit criteria (see "Qualifying for a SPARTA Lease or Loan"). Because powersports financing is our only business, you can be sure that we'll do our best to get you on the vehicle you want.
The SPARTA Second Chance ExpressSM Program is simply the best way for someone with past credit problems to acquire a motorcycle and re-establish good credit at the same time. This is one of the many reasons why we say..."with SPARTA, the difference is personal!"
For further information about the Second Chance ExpressSM Program, visit your nearest Authorized SPARTA dealer.
Click here to view Second Chance ExpressSM vehicle listing
Visit your nearest Authorized SPARTA dealer to apply for the Second Chance ExpressSM Program. Click here to locate your nearest SPARTA dealer.