Qualifying for Sparta's Programs
is the only independent financial services
company in the country, dedicated to powersports enthusiasts and
the powersports industry. That means that we understand the
needs and desires of enthusiasts better than any other lender.
We assign a live credit analyst to every questionable application...trying
our best to get you on the vehicle of your dreams.
wide range of financing programs covers virtually every make and model of motorcycle,
both new and used, over 600cc’s.
for a SPARTA Flex Lease, Purchase Plus
Lease, or Sport Loan for
your next motorcycle is as easy as visiting your nearest
Authorized SPARTA dealer.
locate your nearest authorized dealer, simply enter your zip code. If you don’t see a particular franchise
dealer listed (Honda, Yamaha, Harley Davidson, etc.), just let
us know. Tell us the name and location of the dealer you wish
to visit and we’ll arrange the rest. And here are a few
helpful reminders about our credit criteria:
- You must be over 18 years of age.
- Any bankruptcy must be discharged and acceptable trade credit (or a credit bureau) re-established for at least 1 year with no adverse credit after the discharge.
- Any history of a prior repossession is an automatic disqualification, unless it was included in the bankruptcy plan.
- A buyer's credit history will be reviewed with other variables to determine whether or not an application will or will not be approved and, if approved, at what Credit Tier level.
addition to the criteria described above, you’ll also be
required to provide proof of income, proof of residence, and certain
other information that we may request.
here to learn all the details about our Flex Lease,
Purchase Plus Lease, and Sport Loan.
Click here to see if the Flex Lease, Purchase Plus Lease and Sport Loan are
available in your state. We sincerely hope that we’ll be able to
finance the vehicle you want.